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Pros And Cons Of “Pot For Life” Pension Reform
Ahead of the recent Autumn Budget, there was speculation about potential changes to inheritance tax and national insurance, but minimal mention of a “pot for life”. A continuation of the ongoing pension reforms, this has generally been well received by the industry and consumers. However, there are several pros and cons to consider as the […]
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How to Mitigate Inheritance Tax
As they say, there are only two certainties in life, taxes and death – when it comes to inheritance tax, tax on death. However, there are legitimate ways to mitigate potential inheritance tax charges in the future, maximising assets left to your family and friends while minimising your tax liability. Before we look at ways […]
Posted in Pensions, Uncategorized
What should you do with a pension inheritance?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What happens to a pension when someone dies? If you receive a pension via inheritance, what is the process and what […]
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Tax changes from April to take note of
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. 6th April 2022 marks an important date in the financial calendar which could have a big impact on your wealth and […]
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Ukraine & your finances: how are you affected?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Many of us are watching the situation in Ukraine with grave concern. Daily reports tell of new loss of life – […]
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Brexit 2021 update: what now for investments?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Following the UK’s final departure from the EU on the 31st December 2020, the headlines have been remarkably quiet compared to […]
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The July 2020 “Mini Budget”: Highlights & How it Affects You
Many media outlets and pundits anticipated that the Chancellor’s Summer Economic Update would not contain major policy developments. Yet there was a range of announcements that will likely have important implications for the UK economy and household finances. As such, the Update has been characterised as a “mini budget” covering areas such as VAT, restaurant […]
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Should I delay transferring my pension?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Anyone approaching or in retirement right now is bound to have many questions, as we enter April 2020. The stock market […]
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How to Cope With Investment Falls
If you didn’t start investing before the 2008 financial crisis, then you might not know how emotionally-searing that year was. Or perhaps you did go through it, but have blanked the pain from your memory! In the years since that time, the investments markets have generally performed quite well for many UK investors (not without […]
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More Tips on How to Avoid a Pension Scam
In 2018 the Financial Conduct Authority (FCA) estimates that nearly £15m was lost in total to pension scammers, with the average person losing £82,000. What makes the figures even more alarming is that over one-third of pension savers admitted to the FCA that they would be vulnerable to popular methods used by scammers (e.g. discussing […]
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