Pensions

 

How to link your pension & IHT plan

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Typically, people start thinking about their pension years before they consider their inheritance tax (IHT) plan. Whilst this is better than […]
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The Government’s “pension tax raid”, explained

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. You may have noticed some recent news headlines mentioning a planned “pensions tax raid” by the UK government. Such language is […]
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Pension planning: 4 pitfalls to avoid

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. When it comes to retirement planning, pensions are almost always going to be a crucial tool – especially due to their […]
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Self-employed: choose an ISA or pension?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Working for yourself carries many benefits, including the freedom to work when and where you choose. Yet one disadvantage is that […]
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What size pension do you need for a £20,000 income?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What kind of annual income is enough for a comfortable retirement? According to the Pension and Lifetime Savings Association (PLSA), the […]
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Do DIY pensions work?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Some people wonder if they are better-off managing their own pension. As financial planners, we believe pension planning is a specialist […]
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Pension transfer scams – be aware

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Moving your pension to another scheme can be a great option for many people – saving money and opening up flexibility. […]
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Your state pension – how to maximise your entitlement

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Building up your UK state pension is arguably one of the most worthwhile ways to help provide yourself with a comfortable […]
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Does the “4% Rule” work for pensions in a pandemic?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Whether you are an experienced retirement planner or just starting to think about life after work, the 4% Rule is an […]
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Is COVID-19 forcing you to reconsider early retirement?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The pandemic in 2020 has brought many unforeseen consequences to retirement planning. For some people, their desire to retire early has […]
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