Pensions

 

Can I fund my retirement using Buy to Lets?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of building a property portfolio – to bring in a retirement income via rents – is often very attractive. […]
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Will your pension achieve a comfortable retirement?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. How much do you need to retire comfortably? £20,000, £30,000 or perhaps more? Naturally, a large part of the answer depends […]
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A guide to the Lifetime Allowance in 2022

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Did you know there is a limit to how much you can save into a pension? This is called the Lifetime […]
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Use your pension allowance before April 2022

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Are you set to get the best tax saving this year, and also to maximise your future retirement income? Making full […]
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Are you getting the best workplace pension?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Since the Pensions Act 2008, employers in the UK must put employees on a workplace pension (via auto enrolment). Yet the […]
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Pension age rising to 57

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Life expectancy in the UK has been rising since the 19th century. A man born in 1841 might only live until […]
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A short guide to phased retirement

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Retirement looks different to everyone. Some people look forward to retiring fully from age 57 and living off their investments for […]
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How the triple lock suspension affects you

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. You may have noticed in the news that a “suspension” of the state pension triple lock has been announced. The move […]
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Should I defer my state pension?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice please consult us here at Elmfield Financial Planning in Padiham, Burnley, Lancashire. The age from which you can start accessing your state pension depends largely on your age, but in […]
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How to link your pension & IHT plan

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Typically, people start thinking about their pension years before they consider their inheritance tax (IHT) plan. Whilst this is better than […]
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