Philip Hammond, UK Chancellor of the Exchequer, published the 2018 Budget to Parliament on 29th October. Many people are rightly asking, how will this budget affect me? On the higher level, the Budget spoke about the economy. Notably, the deficit has reduced from 9.9% in 2009/10 to 1.1% today, and 3m more people are in […]
Getting onto the property ladder and purchasing a house is likely going to be one of the biggest buying decisions you’ll ever make. You therefore need to be really sure that you’re avoiding the common errors committed by first-time buyers, which can end up becoming very costly. In this guide, our financial advisers are going to share some […]
We admit, it’s not the most romantic thing to think about. Yet with average wedding costs now standing at over £30,000 (a 12% rise on 2017) it’s worth considering whether there are ways to bring the wedding bill down without compromising the magic of the day. As financial advisers, a large part of our […]
If you are looking to be paid more, starting a pension can be a great way to do it. When you put money aside into a pension pot, the government effectively tops it up through tax relief. In addition, if you are employed and put into a workplace pension, then your employer will contribute […]
When you are employed in the UK, most people do not need to worry about Income Tax and National Insurance too much. For self-employed people, however, things aren’t usually so simple. For an employed person, assuming you are on the right tax code and have no work outside your employment, your employer should sort […]