Monthly Archives: August 2023
The Emotional Value of a Financial Adviser
The quality and depth of financial advice will always be the primary driver when looking for a new financial adviser. However, the skills and experience required to advise people on their finances are continually developing, reacting to investment trends and client demands. Consequently, the role of a modern-day financial adviser now involves a degree of […]
Posted in Financial Planning
The Pros and Cons of Pension Consolidation
In recent years we have seen many changes concerning pension regulations which may impact your long-term income. The subject of pension consolidation is interesting, with several pros and cons depending on your scenario. Whether you decide to increase contributions, consolidate part or all of your pensions or make any other changes, it is essential to […]
Posted in Pensions
Difference Between Life Insurance and Life Assurance
Many subjects in the world of finance appear relatively straightforward, although they are often misunderstood. One is the difference between life insurance and life assurance, two terms often interchanged in the wrong context. We will now look further into these types of life cover and the various options available. How do life insurance and […]
Posted in Insurance
How Can The Mortgage Charter Help You?
It is easy to forget that UK base rates were 0.1% between March 2020 and December 2021, allowing many people to refinance their mortgages at historic low rates. Fast forward to August 2023, and the base rate now stands at 5.25%, with mortgage rates having jumped dramatically since December 2021. In conjunction with the cost […]
Posted in Mortgage