Monthly Archives: April 2019
What is Asset Allocation and What are the Benefits?
Before you invest, it’s important to know how much risk you are prepared to tolerate. After all, there is no such thing as a risk-free investment. There are just gradations of risk and gradations of return probability. If someone approaches you with a proposal for a “high-return, low-risk/risk-free” investment opportunity, then it is almost certainly […]
Posted in Financial Planning
Learn from the millionaires about how to save money
Becoming a millionaire is neither quick nor easy for most people, and the reality is that the majority of us will never reach millionaire status. Yet it cannot hurt to examine the mindsets, habits and behaviours of people who have attained this status to see if there’s anything we can learn when it comes to […]
Posted in Financial Planning
Divorce: 5 key financial considerations you need to make
Divorce is an unpleasant subject and difficult for everyone involved, particularly any children. Yet, of course, it happens and you need to be able to not only navigate the minefield of emotions and stress involved but also the finances too. What will happen to the family home? What about the debts you have accrued together […]
Posted in Financial Planning
8 things to do just before your retirement
It used to be the case that many people worked in the same company or organisation for many decades, and then retired with a generous pension. Those days are long gone! Today, final salary pension schemes have been steadily replaced with defined contribution schemes, people are living longer, workers have more diverse careers and the […]
Posted in Pensions