Financial Planning

 

Rising energy prices – how to reduce your costs

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Just as the UK seems to be emerging from one crisis – COVID-19 – it seems to be walking into another […]
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How much National Insurance will I pay?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. National Insurance (NI) is often the “hidden tax” that many people do not fully understand – or factor into their tax-mitigation […]
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The value of financial advice laid bare

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What is a financial adviser worth to you? At the very least, he/she can help you answer initial questions such as: […]
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Is a housing crash coming?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Despite the pandemic, UK house prices appear to still be on the rise. In June 2021, for instance, prices rose by […]
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Why tax planning matters

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice please consult us here at Elmfield Financial Planning in Padiham, Burnley, Lancashire. Taxes have the potential to significantly erode your wealth and investment returns if you do not manage them […]
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2021 – should you remortgage before rates rise?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mortgage rates are at an historic low in 2021. The Bank of England (BoE) base rate currently sits at 0.10% – […]
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Rising inflation and your investment strategy

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The cost of living never stands still. Goods and services usually rise in price over time (inflation) or, sometimes, go down […]
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How to get your spouse on board with a financial plan

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Talking to your spouse about money can be extremely difficult for a lot of couples. We all grow up with different […]
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Tax tips for Buy To Let landlords

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Buy To Let has been a popular investment choice for many people in the UK for years. Lately, however, property investors […]
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10 ways to save on tax in 2021-22

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. We should all pay our fair share to society. Yet none of us should pay more than necessary on tax, especially […]
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