There is uncertainty regarding interest rate and inflation which has led to a range of different forecasts for the UK housing market in the short to medium-term. This has placed first-time buyers in a challenging situation, looking to benefit from falling house prices but uncertain about the type of mortgage to consider. While important to […]
While investment and wealth management are often spoken about in the same terms, some subtle differences exist. In effect, investment management is part of your overall wealth management, which is as much about preserving your wealth as building it. This becomes especially important in retirement when you will likely see a significant fall in your […]
When it comes to budgets, tax rates and tax bands, be careful, the devil is always in the detail! Jeremy Hunt, the Chancellor of the Exchequer, recently stepped up to give his fiscal update and announce changes to the tax system. On the surface, there were some pleasant surprises. However, the attention-grabbing headlines quickly gave […]
Since introducing pension freedoms legislation in April 2015, we have seen significant changes across the UK pension sector. These include a new state pension scheme, flexible access to defined contribution pension assets, and changes to the state pension age. However, the UK government recently introduced further changes that will impact short, medium and long-term returns. […]