Insurance

Insurance policies are a critical component of both personal and business life. While public liability and professional indemnity policies are well-known and widely used, there is another policy that is often overlooked but can prove to be indispensable for your business: key person insurance. This type of insurance provides protection in the event of a […]

Life insurance and a spouse’s or partner’s passing are not subjects that are easy to discuss at the breakfast table. But unfortunately, many people put off these discussions only to find they are left financially exposed if the worst happens. The concept of using life insurance to pay off joint debts is not new – […]

When buying insurance cover, there is a temptation to renew continually, or some people may look to reduce their premiums. Very rarely do people stop to take account of the changes in their lives since they initially took out their cover, which can sometimes lead to problems in the future. What would you say if […]

Critical illness protection is one of the most common forms of insurance in the country. Helping you and your loved ones when you need it most, it’s often taken out for peace of mind rather than due to any underlying health issues. But is critical illness protection really worth it? Let’s explore what critical illness […]

Many subjects in the world of finance appear relatively straightforward, although they are often misunderstood. One is the difference between life insurance and life assurance, two terms often interchanged in the wrong context. We will now look further into these types of life cover and the various options available.   How do life insurance and […]