Monthly Archives: March 2024
Tax Freedom Day: Working 169 Days to Pay Taxes
You may not have heard of Tax Freedom Day, but one thing is sure: after reading about it, you will recognise the importance of tax planning. In summary, Tax Freedom Day is an annual calculation carried out by the Adam Smith Institute demonstrating how many days a year we need to work to pay our […]
Posted in Financial Planning
Empowering Future Generations with Financial Education
Only recently, the UK government announced plans to ensure financial education becomes part of the school curriculum. In reality, elements of financial education have crept into other topics, such as maths, but this topic should stand alone. Even though the authorities are taking the lead concerning schooling, there is still a significant role for parents […]
Posted in Financial Planning
Key Person Insurance: If You Can’t Spot the Key Person in Your Business, Maybe It’s You?
Insurance policies are a critical component of both personal and business life. While public liability and professional indemnity policies are well-known and widely used, there is another policy that is often overlooked but can prove to be indispensable for your business: key person insurance. This type of insurance provides protection in the event of a […]
Posted in Insurance
Mortgage Pressures Linked To Increasing Mental Health Issues
In light of the US subprime mortgage market crash of 2008/9, UK base rates fell to historic lows before beginning a relatively steep upturn and (hopefully) peaking at 5.25%. Consequently, the last 15 years have seen rates that do not reflect historical averages. To put this into perspective, between 1971 and 2023, UK base rates […]
Posted in Mortgage