Monthly Archives: September 2026
What to Do (and Not Do) Before the 28 October Budget
Chancellor John Healey will deliver his first Budget on Wednesday 28 October, and the speculation has already started. Some of it is worth your attention. Most of it isn’t yet, and knowing the difference matters more than reading every headline. What’s already confirmed, Budget or not A few changes are already law and will happen […]
Posted in Financial Planning
The New Pension Rules That Could Reshape Your Retirement Pot
The Pension Schemes Act 2026 received Royal Assent on 29 April, but here’s the thing about big pieces of legislation: they rarely change your life the day they’re signed. Many of the biggest changes here won’t take practical effect for several years. Still, it’s worth getting to know them now, because they’ll gradually reshape how […]
Posted in Pensions
The Loan That Buys You Time When a Property Chain Collapses
Picture this: you’ve found the place you want, but the buyer of your own home suddenly pulls out. If you’ve already exchanged contracts, that leaves you needing money to complete a purchase that was supposed to be funded by a sale that’s just fallen through. This is exactly the kind of moment bridging loans were […]
Posted in Mortgage
The 30% Tax Relief High Earners Often Overlook
If you’re a higher earner who’s already made full use of your ISA and explored what more you can put into your pension, there are some more specialist options you may not have explored. The Enterprise Investment Scheme (EIS) lets you invest directly into smaller, unquoted UK companies. In return, you can claim Income Tax […]
Posted in Investments