Monthly Archives: August 2026
Making Tax Digital Is Here: What Quarterly Reporting Means for Landlords and Sole Traders
If you’re a landlord or self-employed, there’s a good chance you’ve heard people talking about Making Tax Digital (MTD). It sounds like another piece of tax jargon, but for many landlords and sole traders, it’s now a reality. From 6 April 2026, MTD for Income Tax applies to people registered for Self Assessment whose combined […]
Posted in Financial Planning
Is Your Old Pension Still Good Value? What the FCA’s 2026 Review Means for Savers
If you’ve had the same pension for 15 or 20 years, you might assume that no news is good news. After all, it’s still growing, statements arrive every year, and you haven’t had to think about it. Job done… right? Not necessarily. In July 2026 Financial Conduct Authority (FCA) published a review of certain unit-linked […]
Posted in Pensions
Why New Fixed Mortgage Rates Can Rise Even When Bank Rate Doesn’t
If you already have a fixed-rate mortgage, your agreed interest rate and contractual payments will not normally change during the fixed period. What can change is the pricing of new fixed mortgage deals available to homebuyers and people preparing to remortgage. When the Bank of England announces that it’s holding Bank Rate, many borrowers assume […]
Posted in Mortgage