Retirement Planning

 

Is 2025 a Good Year to Retire?

Is 2025 a Good Year to Retire?

Historically, retirees have been able to finish their careers feeling confident about their financial future. However, in recent years, the retirement landscape has changed significantly and there’s less certainty for many people nearing retirement age.  From the risks you can’t control to those you can, and whether your financial situation can withstand the pressures of […]
Financial Retirement Risks – Is Your Pension Pot Enough?

Financial Retirement Risks – Is Your Pension Pot Enough?

The fundamentals of retirement planning are changing and dynamics are shifting. This means that traditional pension saving might not be enough and that alternatives must be found. This article will delve into some of the most likely retirement risks and help you combat them with your savings and investment strategies.   A Shift in Pension […]
The Budget, Inheritance Tax, and Your Pension

The Budget, Inheritance Tax, and Your Pension

The biggest pension bombshell of the Budget came in the form of an IHT (inheritance tax) announcement. It states that as of April 6th, 2027, inherited pension funds will be liable to IHT, so some savers will have to rethink their retirement planning. In this article, we’ll explore the changes and explain who will be […]
Pension Tasks to Tackle Right Now

Pension Tasks to Tackle Right Now

With rising life expectancies, higher retirement ages, and fewer workplace pension schemes, the onus is on individuals to boost their pension savings. Unfortunately, however, too many people treat their pension as an afterthought and don’t save enough for a happy retirement. In this article, we’ll teach you the most pressing pension tasks to tackle now. […]
Why Your Retirement Income Might Be More Than You Think

Why Your Retirement Income Might Be More Than You Think

Everybody is different, so everybody’s retirement lifestyle will be different, too. By planning what you want from later life and how much money you’ll need, you can learn how to build a life you’re happy with when you retire. This article will help you understand how to figure out your perfect retirement and the steps […]
The Impact of Market Volatility on Target Retirement Funds

The Impact of Market Volatility on Target Retirement Funds

Let’s start with an interesting, if not concerning, fact about pensions and target retirement funds. A recent survey showed that 19% of savers have never checked the value of their pension. Did that surprise you? You need to know the value of your pension fund to make it easier to plan. Your pension assets should […]
Trend Towards Long-term Mortgages Could Hit Retirement Income

Trend Towards Long-term Mortgages Could Hit Retirement Income

A recent freedom of information request to the Bank of England has revealed a worrying increase in the number of homeowners who will still be repaying their mortgages in retirement. Even though homeowners will have a significant asset on their hands once their mortgage has been repaid, very few today would have been planning to […]
Tips To Save For Retirement

Tips To Save For Retirement

When looking at retirement, our attention is naturally drawn towards pensions, which, for many people, will be their largest source of income in later years. However, there are other ways to save for retirement in a cost-effective and tax-efficient manner. As with any savings/investment plan, the sooner you start, the greater the potential returns.   […]
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