2024 was a pretty quiet year for the property market and while mortgage rates dropped, it wasn’t as substantial as many people hoped. This meant that there wasn’t quite the housing boom some experts predicted and house prices remained stagnant, relatively speaking. In this article, we’ll explore some of the biggest predictions for house prices […]
Investing isn’t something you do without preparation and careful planning. The most successful investors therefore have their own investment philosophy which is tailored to their attitude to risk, what they want to invest in, and their overall goals. This article will explain what an investment philosophy is, provide some different examples of investment philosophies, and […]
Historically, retirees have been able to finish their careers feeling confident about their financial future. However, in recent years, the retirement landscape has changed significantly and there’s less certainty for many people nearing retirement age. From the risks you can’t control to those you can, and whether your financial situation can withstand the pressures of […]
The first half of the roaring (20)20s has been a complex one for the financial markets. We’ve dealt with a global pandemic, huge political shifts, and geopolitical tensions have heightened between big players in Europe, the USA, and the Middle East. There’s also been a global energy crisis and substantial inflation, which made the past […]
The fundamentals of retirement planning are changing and dynamics are shifting. This means that traditional pension saving might not be enough and that alternatives must be found. This article will delve into some of the most likely retirement risks and help you combat them with your savings and investment strategies. A Shift in Pension […]
Sustainability is a hot topic as world leaders and businesses try to hit net-zero targets. This has inevitably impacted the investment market in many ways, which this article will explore. From the momentum it’s gained in recent years to regulatory changes and growing consumer demand, we’ll see what 2025 holds for sustainable investments and how […]
2025 looks set to be a pivotal year for the global economy for many reasons. From a unique political landscape to shifting environmental factors and economic structures, this article will explore some of the key economic challenges of 2025 and how to tackle them. Key Economic Challenges for 2025 Inflation Inflation can reduce […]
Buying your first home can be difficult, but there’s help available for those looking to get onto the property ladder. This article will explore five of the best help-to-buy schemes available to first-time buyers in the UK, providing various options for people purchasing their first property in 2025. Shared Ownership Scheme This scheme is […]
Interest rates and inflation look set to remain high in 2025, which is why you need a robust wealth management strategy. With more unique challenges than ever, it’s important to understand how to navigate “The New Normal” with your wealth, and the strategies you can implement to reach your goals. This guide will help you […]
Interest rates have been decreasing in the second half of 2024 which is great news for buyers. In this article, we’ll explore what the next five years hold for mortgage rates, examining how they might behave and what this means buyers, investors, and sellers. 2025 housing market predictions The UK has seen a steady […]