Monthly Archives: October 2023
Understanding Credit Scores: Your Path To Better Credit
Many of us understand the concept of credit scores in the broader context, but very often, the devil is in the details. In this article, we will look at how the credit scoring system works and how you can boost your rating – improving your access to credit in the future. What is a credit […]
Posted in Financial Planning
Importance Of Diversification On Your Investments
Ironically, the true value of diversification only becomes relevant when it is too late. Seen by some as an overly pessimistic or passive approach to investment, ignore it at your peril. While nobody is suggesting you shouldn’t consider or act on opportunities before you, your core approach should be balanced and long-term. We will now […]
Posted in Investments
Impact Of Inflation On Your Finances
Inflation has been in the news over the last couple of years, rising to double digits in the UK before turning down towards (hopefully) more manageable levels. This has prompted many people to consider the impact of inflation on their finances and whether they can protect their assets and investments in the future. In this […]
Posted in Financial Planning
Is Now The Right Time To Remortgage?
In reality, the only certainty with regards to interest rates and mortgage rates are the rates today, everything else is just conjecture. Looking back at December 2021, when interest rates began to rise from a historic low of 0.1%, who could have forecast such a meteoric rise? The decision not to increase rates in September […]
Posted in Mortgage