Author: Lloyd Kafton
Pension Tasks to Tackle Right Now
With rising life expectancies, higher retirement ages, and fewer workplace pension schemes, the onus is on individuals to boost their pension savings. Unfortunately, however, too many people treat their pension as an afterthought and don’t save enough for a happy retirement. In this article, we’ll teach you the most pressing pension tasks to tackle now. […]
Posted in Financial Planning, Pensions, Retirement Planning
Four Ways to Pay Your Mortgage Off Faster
Ask anybody and they’ll tell you that owning a property is incredibly important. However, most people spend tens of thousands of pounds on mortgage interest payments, which is money that could be saved for something useful or exciting. This article will discuss what you need to pay your mortgage faster. With four tips to help […]
Posted in Mortgage
Manage Your Wealth and Save Time as a High Earner
Wealth management can be difficult if you earn upwards of six figures. Your finances are much more complex than most people, and it can take a lot of time to make sense of it all. This article will explain how to save time and manage your wealth more effectively. From reducing tax liabilities to looking […]
Posted in Financial Planning
Riding Out Volatile Markets With Your Investments
Investing is a long game and you should build your portfolio to grow over decades rather than months. However, even the most hardened investors find themselves panicking at the sight of market volatility, so how do you ride it out? This article will provide five strategies to help you navigate volatile markets. By giving you […]
Posted in Financial Planning, Investments
Why Your Retirement Income Might Be More Than You Think
Everybody is different, so everybody’s retirement lifestyle will be different, too. By planning what you want from later life and how much money you’ll need, you can learn how to build a life you’re happy with when you retire. This article will help you understand how to figure out your perfect retirement and the steps […]
Posted in Retirement Planning
What Will Happen To Mortgage Rates In The Next Five Years?
Inflation has continued to spike in the past decade, but in May 2024, the Bank of England achieved their goal of reducing it to 2%. These new levels will have implications for interest rates, which affect everything from your savings to your everyday costs, and of course, your mortgage. This article will explore the changes […]
Posted in Mortgage
Savings vs Investments: Where To Keep Your Money
Choosing between savings and investments is a common issue and one that requires a bit of nuance. Not every solution suits every person, and both have their own set of pros and cons. From appealing interest rates to which approach will serve you best, what wealth managers think, and more, this article will explore the […]
Posted in Financial Planning, Investments
Breaking Down The Wealth Management Process
Wealth management (or financial advice) isn’t just for the wealthy, and almost everybody can benefit from professional guidance. Helping you navigate uncertainty and set yourself and your loved ones up for the future, wealth management can provide you with peace of mind. But what does the wealth management process look like, and how can it […]
Posted in Financial Planning
The Impact of Market Volatility on Target Retirement Funds
Let’s start with an interesting, if not concerning, fact about pensions and target retirement funds. A recent survey showed that 19% of savers have never checked the value of their pension. Did that surprise you? You need to know the value of your pension fund to make it easier to plan. Your pension assets should […]
Posted in Retirement Planning
Are you thinking of reducing your personal protection insurance?
The UK economy has been under pressure over the last decade after facing several financial challenges. While there have been slight signs of improvement over the last few months, the short-term outlook is still unclear. At the same time, inflation continues to fall from the double digits seen in 2022 and 2023 and is now […]
Posted in Insurance