Author: Lloyd Kafton
Is 2025 a Good Year to Retire?
Historically, retirees have been able to finish their careers feeling confident about their financial future. However, in recent years, the retirement landscape has changed significantly and there’s less certainty for many people nearing retirement age. From the risks you can’t control to those you can, and whether your financial situation can withstand the pressures of […]
Posted in Pensions, Retirement Planning
5 Themes That Could Dominate Financial Markets in 2025
The first half of the roaring (20)20s has been a complex one for the financial markets. We’ve dealt with a global pandemic, huge political shifts, and geopolitical tensions have heightened between big players in Europe, the USA, and the Middle East. There’s also been a global energy crisis and substantial inflation, which made the past […]
Posted in Financial Planning
Financial Retirement Risks – Is Your Pension Pot Enough?
The fundamentals of retirement planning are changing and dynamics are shifting. This means that traditional pension saving might not be enough and that alternatives must be found. This article will delve into some of the most likely retirement risks and help you combat them with your savings and investment strategies. A Shift in Pension […]
Posted in Pensions, Retirement Planning
The Role of Sustainable Investing in 2025
Sustainability is a hot topic as world leaders and businesses try to hit net-zero targets. This has inevitably impacted the investment market in many ways, which this article will explore. From the momentum it’s gained in recent years to regulatory changes and growing consumer demand, we’ll see what 2025 holds for sustainable investments and how […]
Posted in Investments
What 2025 Could Mean For Your Wealth: Politics, Global Markets, Inflation, and More
2025 looks set to be a pivotal year for the global economy for many reasons. From a unique political landscape to shifting environmental factors and economic structures, this article will explore some of the key economic challenges of 2025 and how to tackle them. Key Economic Challenges for 2025 Inflation Inflation can reduce […]
Posted in Financial Planning, Investments
A First-Time Buyer’s Guide to Help-to-Buy Schemes in 2025
Buying your first home can be difficult, but there’s help available for those looking to get onto the property ladder. This article will explore five of the best help-to-buy schemes available to first-time buyers in the UK, providing various options for people purchasing their first property in 2025. Shared Ownership Scheme This scheme is […]
Posted in Mortgage
The New Normal – Protecting and Growing Your Wealth in Turbulent Times
Interest rates and inflation look set to remain high in 2025, which is why you need a robust wealth management strategy. With more unique challenges than ever, it’s important to understand how to navigate “The New Normal” with your wealth, and the strategies you can implement to reach your goals. This guide will help you […]
Posted in Financial Planning
How Low Can You Go – Mortgage Rate Predictions for The Next Five Years
Interest rates have been decreasing in the second half of 2024 which is great news for buyers. In this article, we’ll explore what the next five years hold for mortgage rates, examining how they might behave and what this means buyers, investors, and sellers. 2025 housing market predictions The UK has seen a steady […]
Posted in Investments, Mortgage
What Does Another Trump Presidency Mean For Your Investments?
Unless you’ve been living under a rock, you’ll know that the American public recently voted Donald Trump as president. Again. This has huge ramifications for the U.S. and the rest of the world, and this article will explain what it might mean for the investment market and your cash. The stock market reacts to […]
Posted in Investments
The Budget, Inheritance Tax, and Your Pension
The biggest pension bombshell of the Budget came in the form of an IHT (inheritance tax) announcement. It states that as of April 6th, 2027, inherited pension funds will be liable to IHT, so some savers will have to rethink their retirement planning. In this article, we’ll explore the changes and explain who will be […]
Posted in Financial Planning, IHT Planning, Pensions, Retirement Planning