Mortgage

If you’re thinking of buying or moving this autumn, September’s property news probably sent mixed signals. Rightmove reports the highest number of homes on the market for this time of year in 12 years, but several large lenders raised their mortgage rates in the same month. What is happening Rightmove’s September figures show asking prices […]

Picture this: you’ve found the place you want, but the buyer of your own home suddenly pulls out. If you’ve already exchanged contracts, that leaves you needing money to complete a purchase that was supposed to be funded by a sale that’s just fallen through. This is exactly the kind of moment bridging loans were […]

If you already have a fixed-rate mortgage, your agreed interest rate and contractual payments will not normally change during the fixed period. What can change is the pricing of new fixed mortgage deals available to homebuyers and people preparing to remortgage. When the Bank of England announces that it’s holding Bank Rate, many borrowers assume […]

Buying your first home is an exciting milestone, but it can also feel quite overwhelming. Recent research found that almost three-quarters of first-time buyers experience “house envy”, with many admitting they compare their own budget to the homes they see online. It’s easy to understand why.  Every day we’re surrounded by beautifully renovated kitchens, dream […]

For years, many borrowers approached mortgages with one main goal: finding the absolute lowest rate possible. And for a long time, that made sense.  When rates were historically low, even small differences between deals could feel important, and switching regularly became common practice for many homeowners. But in 2026, attitudes are starting to shift. Increasingly, […]

Life gets busy.  A letter arrives, you mean to deal with it, and then somehow three months pass.  When it comes to your mortgage deal ending, that delay can be surprisingly expensive. If your fixed rate has ended and you haven’t switched to a new deal, there’s a good chance you’ve rolled onto what’s called […]

Mortgage deals are being repriced more quickly than usual right now, and if you’re thinking about buying, that can make the whole process feel rushed before you’ve even started. You might spot a rate, start looking into it, and then see it replaced with a new version at a different level. That’s happening more often.  […]

Commercial property is starting to come back into investor conversations after a quieter period during the sharp rise in interest rates.  A Savills report expects around £55 billion of UK commercial property investment in 2026, slightly higher than 2025 levels. Rightmove also reported that investment demand for commercial property was 28% higher year on year […]

  You may have noticed something surprising lately.  After a couple of years of tighter borrowing limits and cautious lending, some buyers are finding they can borrow a little more than they expected. Agreements in principle are coming back higher. In some cases, income multiples are edging up again. Stress rates don’t feel quite as […]

Buying your first home in 2026 feels very different to even a year ago. Mortgage rates have steadied, lenders are more willing to lend again, and first-time buyers are firmly back at the centre of the market. In fact, they’re now one of the main forces keeping transactions moving. That doesn’t mean buying has become […]