Monthly Archives: December 2023
Pros And Cons Of “Pot For Life” Pension Reform
Ahead of the recent Autumn Budget, there was speculation about potential changes to inheritance tax and national insurance, but minimal mention of a “pot for life”. A continuation of the ongoing pension reforms, this has generally been well received by the industry and consumers. However, there are several pros and cons to consider as the […]
Posted in Uncategorized
What Are The Main Factors Which Will Impact House Prices In 2024?
The fact there is no real consensus on forecast house price movements in 2024 reflects the uncertain outlook for the UK. The Office for Budget Responsibility (OBR) believes UK house prices will fall by 4.7% in 2024. Interestingly, Savill’s is forecasting a fall of 3% across the UK and 4% in London, broadly in line […]
Posted in Financial Planning, Investments, Mortgage
How Long Should You Fix Your Mortgage Rate?
The UK has one of the more developed mortgage markets, providing a wide range of options, whether acquiring your first home or looking to refinance an existing mortgage. When it comes to the duration of your mortgage, it often comes down to one factor, the level of certainty you require and the amount of risk […]
Posted in Mortgage
What Can We Expect From Global Stock Markets In 2024?
As we have seen recently, predicting days or weeks in advance has been challenging for global stock markets, never mind 12 months into the future. As we approach the end of the year, often a time for reflection, it’s also a time to look to 2024 and at least be aware of expectations for global […]
Posted in Financial Planning, Investments