Author: Dean

 

Investing a windfall: a short guide

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It can be difficult to decide what to do when a large amount of money unexpectedly comes your way. Perhaps a […]
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Start a portfolio or pay off your mortgage?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. This is arguably one of the most difficult questions for households to answer. Should I focus on paying off the mortgage, […]
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How has the pandemic affected financial planning?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. COVID-19 has affected everyone’s lives in 2020 in varying ways. Some have been more badly affected than others. Here at Cedar […]
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A guide to reviewing your financial protection

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. There are two primary pillars of the overall financial planning effort to move you towards your goals – wealth growth and […]
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The Financial Impact of Coronavirus

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. If you have picked up a newspaper, switched on the TV or even looked at your phone in the last month, […]
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5 Tips to Reduce Your Retirement Age

The desire to retire early is a common goal amongst our clients. Perhaps they would like to spend more time with family, or travelling the world while they are still healthy enough to enjoy it. A world of options opens up at retirement, and it’s important to ensure that you can not only cope financially, […]
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Should I Invest in a Holiday Home?

With the colder months rapidly approaching, it can be tempting to daydream about a bolthole in the sun. A peaceful sanctuary for the winter months, and a lucrative rental asset for the summer. While this may be a dream come true, there are a number of practicalities to consider, and it certainly isn’t for everyone. […]
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How to Start Your Own Financial Education

Everything you could ever want to know about money is available online, but where do you start? Depending on the source (and any vested interest they might have) the most important priority could be paying off debt, investing in property, or saving as much as possible for retirement. Some swear by investing in Bitcoin, and […]
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Auto-enrolment: How It Works and Affects You

In 2012, the government introduced a new regime for workplace pensions. Prior to this, there was no requirement for an employer to contribute to their staff’s pension scheme, although they were required to provide access to a pension. Since 2018, all businesses in the UK are subject to the rules, as all eligible employees must […]
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Understanding the State Pension: 4 Crucial Tips

In 2019-20, the maximum new state pension amounts to about £8,767.20 per year (£168.60 a week) – quite a significant sum towards helping fund your retirement lifestyle. Of course, it’s easy to assume that you will get the same amount from the government as everyone else when you retire. Yet this is not necessarily the […]
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