Author: Phil
Starting a pension in your 50s? This guide will help
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Finding yourself in your 50s with little/no retirement savings is not ideal. Yet you are not alone. According to one study, […]
Posted in Pensions
What’s the outlook for landlords for 2020-21?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. COVID-19 has cast a big shadow over the UK property market in 2020, and the picture is still emerging about what […]
Posted in Financial Planning
Is it possible to shield your pension from a recession?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Many over-55s watched their pensions open-eyed earlier in 2020 as the realities of COVID-19 sank into the equity markets. Many pensions […]
Posted in Pensions
Cash in a crisis: a short guide
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The COVID-19 pandemic took the world entirely by surprise in 2020. Across the world, many investors chose to sell their equities […]
Posted in Investments
What’s happening with the capital gains tax review?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. If you have followed the financial news in July you will likely have heard of Chancellor Sunak’s commissioning of a review […]
Posted in Investments
Landlords and the stamp duty holiday – a window to save on tax?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. In many ways, UK landlords have not been the clear winners from the handouts in the 2020 Budget – or, indeed, […]
Posted in Financial Planning
How inflation and deflation might affect your financial plan
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. There have been at least two reactions to the pandemic in 2020 – increased government on the one hand spending, and […]
Posted in Financial Planning
How much do you need to retire in 2020?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What kind of savings will you need to retire comfortably in the 2020s? What kind of strategy will it require of […]
Posted in Pensions
The July 2020 “Mini Budget”: Highlights & How it Affects You
Many media outlets and pundits anticipated that the Chancellor’s Summer Economic Update would not contain major policy developments. Yet there was a range of announcements that will likely have important implications for the UK economy and household finances. As such, the Update has been characterised as a “mini budget” covering areas such as VAT, restaurant […]
Posted in Uncategorized
Negative oil prices – what they are and why they matter
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Just like many other industries, the COVID-19 pandemic has been highly detrimental to the oil and gas sector across the world. […]
Posted in Investments