Author: Phil

 

Mortgage rates & house prices: the outlook for 2021

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Predicting house price movements is a bit like trying to predict the future using star clusters. Yet it is important for […]
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Is a “wealth tax” coming, and what does it mean for you?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. COVID-19 has taken a toll not only on mental health and household incomes, but also on the wider UK economy. At […]
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6 financial planning lessons to learn from 2020

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. 2020 saw many households’ finances destabilised as businesses closed, self-employed people lost work and jobs were shed. Whilst much of the […]
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Brexit 2021 update: what now for investments?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Following the UK’s final departure from the EU on the 31st December 2020, the headlines have been remarkably quiet compared to […]
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How might Covid vaccines affect stock markets?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Ever since COVID-19 infringed upon homes, markets and economies in early 2020, the world has been crying out for a vaccine. […]
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Payment holidays – act before they close

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK economy and individual households continue to wrestle with the fallout of COVID-19 and various national and local lockdowns – […]
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Your state pension – how to maximise your entitlement

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Building up your UK state pension is arguably one of the most worthwhile ways to help provide yourself with a comfortable […]
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Christmas 2020: review your tax for a better 2021

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Many families have been forced to reassess their monthly budget and curb spending in 2020 as the pandemic has reduced household […]
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Does the “4% Rule” work for pensions in a pandemic?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Whether you are an experienced retirement planner or just starting to think about life after work, the 4% Rule is an […]
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The pros & cons of an active fund manager

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. One of the most contentious issues in the world of investing is the great “active vs. passive” debate. In short, are […]
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