Author: Phil

 

2 months left to maximise tax savings in 2022-23

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. In November 2022, the Chancellor released his Autumn Statement – announcing a range of tax changes that would start coming into […]
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2023 prize rate rise – are Premium Bonds worth it?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The debate between cash savings and Premium Bonds has raged for some time. Yet, with the prize draw now at its […]
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What is the outlook for 2023?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The last two years have been highly eventful for investors. The COVID-19 pandemic and brief market crash in 2020; faltering global […]
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Financial planning and your wellbeing

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mental health is, rightly, increasingly recognised as an important aspect of wellbeing to maintain. It helps with our overall mood, reduces […]
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How to save effectively for the future

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Would you like to feel calmer about money? A key step to achieve this is to save. Having a store of […]
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Is early retirement a good idea?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Early retirement is a deeply-held dream for many people. Yet in 2023, the rising cost of living has brought that ambition […]
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Should you buy “cheap” stocks?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Most of us enjoy the feeling of finding a bargain, especially for something we hold in high value (e.g. an antique). […]
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6 December money tips to avoid problems in 2023

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. British households spend, on average, £740 more in December compared to about £2,400 in other months – primarily to pay for […]
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Buy to Let profits squeezed – what are landlords’ options?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. 2022 is providing to be a challenging year for many landlords. Tightening regulation (such as removing buy to let mortgage interest […]
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How to avoid running out of pension money

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of living off your savings in retirement can feel intimidating. Throughout your adult life, you have likely relied on […]
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