Pensions
How much do you need to retire in 2020?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What kind of savings will you need to retire comfortably in the 2020s? What kind of strategy will it require of […]
Posted in Pensions
Four Pension traps to avoid in 2020
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. COVID-19 still hangs over many household’s financial decisions – including how and when to approach retirement. Sadly, many over-55s have seen […]
Posted in Pensions
5 costly pension mistakes to avoid in 2020
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It would be fair to say that many people’s pension plans have been disrupted – if not derailed – by the […]
Posted in Pensions
Pension lump sum withdrawals during a pandemic
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The COVID-19 seems to have had a big impact on pension transfers and withdrawals. In March 2020, studies show that the […]
Posted in Pensions
A Short Guide to Early Retirement
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. For many people, retiring in their 50s or even earlier is the ultimate dream. Moreover, since the introduction of the Pension […]
Posted in Pensions
Is a Pension Transfer Worth it?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Transferring a personal or workplace pension is an important and often irreversible decision, which can dramatically affect your lifestyle in retirement. […]
Posted in Pensions
Your Pension Pots – Should You Combine Them?
This content is for information and inspiration purposes only. It should not be taken as financial advice. To receive regulated, bespoke financial advice regarding your situation and goals, please consult an independent financial adviser. Most people in the UK nowadays are likely to have careers spanning 40+ years, changing jobs at least 10 times before […]
Posted in Pensions
5 Tips to Reduce Your Retirement Age
The desire to retire early is a common goal amongst our clients. Perhaps they would like to spend more time with family, or travelling the world while they are still healthy enough to enjoy it. A world of options opens up at retirement, and it’s important to ensure that you can not only cope financially, […]
Posted in Investments, Pensions
Auto-enrolment: How It Works and Affects You
In 2012, the government introduced a new regime for workplace pensions. Prior to this, there was no requirement for an employer to contribute to their staff’s pension scheme, although they were required to provide access to a pension. Since 2018, all businesses in the UK are subject to the rules, as all eligible employees must […]
Posted in Pensions
Understanding the State Pension: 4 Crucial Tips
In 2019-20, the maximum new state pension amounts to about £8,767.20 per year (£168.60 a week) – quite a significant sum towards helping fund your retirement lifestyle. Of course, it’s easy to assume that you will get the same amount from the government as everyone else when you retire. Yet this is not necessarily the […]
Posted in Pensions