Pensions

Research shows that around 700,000 people are at risk of passing on their pension to the wrong person. It isn’t nice to think about planning for our eventual passing, but it is therefore important. When you eventually pass on, what happens to your wealth – and in particular, your pension? Does it go to your […]

When a couple decides to dissolve their marriage or civil partnership, many people think that the family home is the most important asset to distribute. However, pensions are often neglected – despite the fact that these might actually be more valuable than the equity in the property.   Divorce is an unpleasant topic and pensions […]

If you are looking to be paid more, starting a pension can be a great way to do it. When you put money aside into a pension pot, the government effectively tops it up through tax relief.   In addition, if you are employed and put into a workplace pension, then your employer will contribute […]

Trying to sort out your pension can be intimidating. First of all, there are many types of pension, with different rules and ways of working. Then, there is a sea of complicated terms and phrases used within the pensions industry, many of which are hard to understand. How do you even begin to find your […]

“Pension Freedoms” certainly has a nice ring to it.   When you hear it, most people think of the money they’ll be able to access in retirement as result of these government rules.   Fewer people tend to think about inheritance tax…   Even fewer still tend to consider reducing their pension spending…     […]

In this article, we’re going to talk about some of the options available to you when deciding how to take your pension money.   There are no easy decisions here, and the pension landscape is complex and constantly changing.   We therefore ask that you take this article as a guide to help you process […]

Today, around 30% of British workers expect to work into their 70s. That’s more than twice the number of people who thought so in 2010.   It’s not surprising many people hold this attitude. The government keeps pushing the state retirement age back, after all.   Currently, if you are a man born before 6 […]

  The UK is a great place to live for many people, and in many respects. However, one area where it is widely seen to perform poorly is the state pension available to retired people.   A study by the OECD (Organisation for Economic Cooperation and Development) released a report towards the end of 2017 on […]