Financial Planning
Watch out of the tax trap on cash savings
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Have you checked the interest rate on your savings account(s) lately? With easy-access rates now paying over 3%, anyone paying below […]
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Get the most from the 2023-24 tax year
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The new tax year is now upon us. 2022-23 passed on 5 April 2023 and now, from 6 April, the 2023-24 […]
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Types of financial protection and how they help you
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The Cost of Living Crisis in 2023 has been an important reminder that a strong financial “safety net” is needed by […]
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Common scams in 2023 and how to avoid them
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Theft is as old as humanity itself. Yet methods change with new technology, particularly in the online space where “digital scams” […]
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How National Insurance affects your tax bill
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. National Insurance is often misunderstood even by longstanding UK taxpayers. Whilst you may intuitively grasp your income tax (e.g. 20% at […]
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Be careful with over-50s life insurance
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Over-50s life insurance offers a lump sum to people aged 50 to 85 when they die. Yet it is worth it? […]
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2 months left to maximise tax savings in 2022-23
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. In November 2022, the Chancellor released his Autumn Statement – announcing a range of tax changes that would start coming into […]
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What is the outlook for 2023?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The last two years have been highly eventful for investors. The COVID-19 pandemic and brief market crash in 2020; faltering global […]
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Financial planning and your wellbeing
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mental health is, rightly, increasingly recognised as an important aspect of wellbeing to maintain. It helps with our overall mood, reduces […]
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6 December money tips to avoid problems in 2023
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. British households spend, on average, £740 more in December compared to about £2,400 in other months – primarily to pay for […]
Posted in Financial Planning