Financial Planning

 

What is the outlook for 2023?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The last two years have been highly eventful for investors. The COVID-19 pandemic and brief market crash in 2020; faltering global […]
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Financial planning and your wellbeing

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mental health is, rightly, increasingly recognised as an important aspect of wellbeing to maintain. It helps with our overall mood, reduces […]
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6 December money tips to avoid problems in 2023

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. British households spend, on average, £740 more in December compared to about £2,400 in other months – primarily to pay for […]
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3 welcome tax changes for landlords

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The recent Mini-Budget has certainly stirred a reaction; admittedly, much of it negative. Yet the announcements do contain some good news […]
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Could we see another Great Depression?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Some analysts are forecasting a looming UK recession in 2022. Others are going further and predicting a depression. What are the […]
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Another interest rates rise – what it means for you

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. On Thursday 22 September 2022, just prior to the Chancellor’s publication of the new Mini-Budget, the Bank of England (BoE) announced […]
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A closer look at the 2022 Mini-Budget

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The Chancellor’s new “Mini-Budget” is perhaps poorly named given the shake-up it has caused in the tax system and financial markets. […]
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A short guide to the tapered annual allowance

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Each tax year, a UK resident is usually entitled to put up to £40,000 into his/her pension(s) – or, up to […]
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What is diversification?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. How should you “spread out” your investments? Many people recognise that it is very risky to put all of your eggs […]
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How to avoid running out of money

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Everything seems to be getting more expensive in 2022. The energy price cap stood at £1,277 in October 2021, yet it […]
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