Author: Phil
How inflation and deflation might affect your financial plan
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. There have been at least two reactions to the pandemic in 2020 – increased government on the one hand spending, and […]
Posted in Financial Planning
How much do you need to retire in 2020?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What kind of savings will you need to retire comfortably in the 2020s? What kind of strategy will it require of […]
Posted in Pensions
The July 2020 “Mini Budget”: Highlights & How it Affects You
Many media outlets and pundits anticipated that the Chancellor’s Summer Economic Update would not contain major policy developments. Yet there was a range of announcements that will likely have important implications for the UK economy and household finances. As such, the Update has been characterised as a “mini budget” covering areas such as VAT, restaurant […]
Posted in Uncategorized
Negative oil prices – what they are and why they matter
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Just like many other industries, the COVID-19 pandemic has been highly detrimental to the oil and gas sector across the world. […]
Posted in Investments
Can pound cost averaging help investors during a pandemic?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Sometimes fears over a possible stock market crash – like the one we saw in the first quarter of 2020 – […]
Posted in Investments
Four Pension traps to avoid in 2020
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. COVID-19 still hangs over many household’s financial decisions – including how and when to approach retirement. Sadly, many over-55s have seen […]
Posted in Pensions
The end of the rental eviction ban – what will happen?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Here at Cedar House our clients include both renters and landlords, and the present COVID-19 pandemic and lockdown have affected all […]
Posted in Financial Planning
What will be the impact of mortgage holidays?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. As COVID-19 and the slowly-lifting lockdown have continued to disrupt the UK economy and households’ finances, many have been drawn to […]
Posted in Financial Planning
5 costly pension mistakes to avoid in 2020
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It would be fair to say that many people’s pension plans have been disrupted – if not derailed – by the […]
Posted in Pensions
How is the UK housing market recovering?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. As we all move towards the 2020 summer and the UK edges slowly out of lockdown, many are asking what the […]
Posted in Investments