Author: Phil
The crucial link between financial planning and mental health
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mental health has always been an important topic, yet the lockdown in 2020 has brought it more into the public discourse. […]
Posted in Financial Planning
Our thoughts on tax rise speculation in 2020
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. At the time of writing, many UK households are facing financial pressure as a result of the COVID-19 lockdown. By the […]
Posted in Financial Planning
Pension lump sum withdrawals during a pandemic
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The COVID-19 seems to have had a big impact on pension transfers and withdrawals. In March 2020, studies show that the […]
Posted in Pensions
(May) bull vs. bear market – what should investors do?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Towards the end of April 2020, some market commentators were beginning to speak of a return to “bull territory” in the […]
Posted in Investments
Buying a house during COVID-19 – what should I do?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Things are difficult for buyers and sellers in the property market at the time of writing. Many deals are falling through […]
Posted in Financial Planning
Coronavirus Housekeeping
During the past few weeks we have witnessed a catastrophe the likes of which this country, and indeed the world, has not seen since World War Two. The unpredictable nature of the coronavirus pandemic has thus far killed thousands of people before their time, crippled the world economy, seen the value of investments plummet with […]
Posted in Richard's Words
Should I delay transferring my pension?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Anyone approaching or in retirement right now is bound to have many questions, as we enter April 2020. The stock market […]
Posted in Uncategorized
The 0.1% base rate: what does it mean for your mortgage?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. March 2020 saw some interesting changes for the Bank of England’s (BoE) base rate. On the 19th March, it was cut […]
Posted in Blog
How to reinforce your financial protection plan
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Many people are worried about their finances in the wake of COVID-19, and the resulting UK lockdown. Will I be able […]
Posted in Financial Planning
Should I buy more stocks during a down market?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Investors typically characterise the overall movement of stocks in one of two ways. It could be a “bull market” where company […]
Posted in Investments