Author: Phil
Does the “4% Rule” work for pensions in a pandemic?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Whether you are an experienced retirement planner or just starting to think about life after work, the 4% Rule is an […]
Posted in Pensions
The pros & cons of an active fund manager
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. One of the most contentious issues in the world of investing is the great “active vs. passive” debate. In short, are […]
Posted in Investments
Remortgaging during COVID-19: a short guide
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. One of your highest monthly outgoings is likely to be your mortgage. Research suggests that renters in London pay over £1,840 […]
Posted in Financial Planning
Is COVID-19 forcing you to reconsider early retirement?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The pandemic in 2020 has brought many unforeseen consequences to retirement planning. For some people, their desire to retire early has […]
Posted in Pensions
Starting a pension in your 50s? This guide will help
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Finding yourself in your 50s with little/no retirement savings is not ideal. Yet you are not alone. According to one study, […]
Posted in Pensions
What’s the outlook for landlords for 2020-21?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. COVID-19 has cast a big shadow over the UK property market in 2020, and the picture is still emerging about what […]
Posted in Financial Planning
Is it possible to shield your pension from a recession?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Many over-55s watched their pensions open-eyed earlier in 2020 as the realities of COVID-19 sank into the equity markets. Many pensions […]
Posted in Pensions
Cash in a crisis: a short guide
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The COVID-19 pandemic took the world entirely by surprise in 2020. Across the world, many investors chose to sell their equities […]
Posted in Investments
What’s happening with the capital gains tax review?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. If you have followed the financial news in July you will likely have heard of Chancellor Sunak’s commissioning of a review […]
Posted in Investments
Landlords and the stamp duty holiday – a window to save on tax?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. In many ways, UK landlords have not been the clear winners from the handouts in the 2020 Budget – or, indeed, […]
Posted in Financial Planning