Archives
Is It Too Late To Start Investing In Your 50s?
Your 50s are a crucial time for your finances. Men, for instance, will typically hit the height of their earning power within this age bracket (for women, it’s in their 40s). At the same time, it is possible to find more freebies which you might be able to use to save money. […]
Posted in Investments
The UK State Pension: The Worst of 35 OECD Countries
The UK is a great place to live for many people, and in many respects. However, one area where it is widely seen to perform poorly is the state pension available to retired people. A study by the OECD (Organisation for Economic Cooperation and Development) released a report towards the end of 2017 on […]
Posted in Pensions
GDPR Is Looming: Here’s What We’re Doing About It
Consent is a hugely important moral and legal value. This comes into particular focus when it comes to our personal data, such as our name, age, preferences, and especially our finances. Indeed, who has the right to know and hold onto this kind of information about us, and under which circumstances? What […]
Posted in Investments
Summer Budget Summary – 2015
George Osborne’s first post-election Budget provided much food for thought for pensions and financial services, and I wish to summarise some of the salient points as follow: 1. Reduction to the Annual Allowance for high earners The Government had actually announced before the Summer Budget that the Annual Allowance that applies to pension savings, […]
Posted in Richard's Words
Save your future: the importance of making private provisions for your pension
The UK State Pension pays out no more than £113 per week. In today’s economic climate, this is insufficient to meet the costs of living, including groceries, heating, utilities and clothing. One way to demonstrate this is to look at the Consumer Price Index. In June this year, for example, the CPI rose by a […]
Posted in Uncategorized
PENSIONS ACTION FOR THE NEW YEAR
With the festive season and 2015 fast approaching, it is essential that we recognise the fact that as a result of the 2014 Budget, enhanced by the recent Chancellor’s Autumn Statement, pension schemes are reinforced as the most flexible and tax efficient savings method for an individual and for those who benefit on his/her death. […]
Posted in Uncategorized
How well are you prepared should trouble strike?
Remember the Allied Dunbar TV campaign shown around ten years ago “There may be trouble ahead?” The campaign used a series of family situations where people have to re-plan their lives because something unexpected happens. “Let’s face the music and dance“. A decade later, it appears that far too many people are still not protecting […]
Posted in Uncategorized
Cedar House has a new video!
Cedar House has now published a new video which tells you a bit about who we are and what we do!
Posted in Uncategorized
Threesixty Budget Summary 2014
A detailed 2014 Budget review published by our Compliance partner Threesixty Services. Threesixty Budget Summary 2014
Posted in Uncategorized
Fixed protection – don’t miss out
Did you know there are only 35 working days until fixed protection 2014 applications close. With just under 2 months until the Lifetime Allowance (LTA) is cut to £1.25m on 5th April, time is running out to discuss, plan and implement a solution for those approaching, or who are at this level of pension funding […]
Posted in Uncategorized