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Looking To Remortgage? Read Our Simple Guide
It can be intimidating to think about remortgaging, but consider how much you stand to potentially gain through a better deal… With your mortgage likely being your largest financial commitment, many people potentially stand to gain tens of thousands of pounds over the course of their mortgage term by switching deals. Perhaps […]
Posted in Financial Planning
Maternity & Paternity: Get The Best Deal For Your Family
Life is both tremendously exciting and stressful when you are about to have a baby. Feeling confused about maternity and paternity leave often adds to the latter. In this article, we’re providing a simple, easy guide to parental leave to help you navigate this amazing, yet complicated time of your life. We also will be […]
Posted in Financial Planning
First Time Buyer? 6 Tips To Finding The Best Mortgage
Finding a great mortgage can save you hundreds in the short term, and thousands in the medium to long term. The trick is finding the right deal, which can frankly be overwhelming. Especially if you are a first time buyer with little experience in the housing market. In this article, we’re sharing 6 tips to […]
Posted in Financial Planning
So Many Pension Types! A Simple, Jargon-Busting Guide
Trying to sort out your pension can be intimidating. First of all, there are many types of pension, with different rules and ways of working. Then, there is a sea of complicated terms and phrases used within the pensions industry, many of which are hard to understand. How do you even begin to find your […]
Posted in Pensions
7 Crucial Tips If You’re Considering Life Insurance
Life insurance is one of the most effective ways to protect your loved ones, in the event the worst happens to you. Unfortunately, it’s easy to make costly mistakes with life insurance – paying thousands more than necessary, often for features you do not need. It’s important to bear in mind that there is no […]
Posted in Financial Planning
What Are “Death Duties” & Can Pension Freedoms Help Avoid Them?
“Pension Freedoms” certainly has a nice ring to it. When you hear it, most people think of the money they’ll be able to access in retirement as result of these government rules. Fewer people tend to think about inheritance tax… Even fewer still tend to consider reducing their pension spending… […]
Posted in Pensions
Taking Money From Your Pension: 5 Important Options
In this article, we’re going to talk about some of the options available to you when deciding how to take your pension money. There are no easy decisions here, and the pension landscape is complex and constantly changing. We therefore ask that you take this article as a guide to help you process […]
Posted in Pensions
Will You Work Into Your 70s, And Do You Want To?
Today, around 30% of British workers expect to work into their 70s. That’s more than twice the number of people who thought so in 2010. It’s not surprising many people hold this attitude. The government keeps pushing the state retirement age back, after all. Currently, if you are a man born before 6 […]
Posted in Pensions
Inheritance Tax In 2018: Big Changes You Need To Know About
Inheritance tax (IHT). It’s the tax that many people love to hate. It’s quite controversial, and complicated to understand. Yet grasping the essentials – and how IHT affects you – goes a long way to benefitting your loved ones in the future. In a nutshell, IHT is the tax levied on wealth transferred […]
Posted in Financial Planning
6 Changes To Pensions & Benefits In 2018 You Should Know About
April: the beginning of a new tax year. Naturally, lots of changes tend to come to pensions, tax and the overall economy at this time. Some of the highlights for 2018 include: Some good news for pensioners and students. Increased pension contributions for UK workers. More personal allowance for income tax. And […]
Posted in Financial Planning