Archives
Can self-employment help you save on tax?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of “striking out alone” – working for yourself – is highly appealing to many people. No more boss to […]
Posted in Financial Planning
Use your pension allowance before April 2022
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Are you set to get the best tax saving this year, and also to maximise your future retirement income? Making full […]
Posted in Pensions
2021 tax rises: how to protect your finances
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK has recently entered its highest tax burden in 70 years, following the Chancellor’s 2021 Autumn Budget. This comes at […]
Posted in Financial Planning
Is value investing making a comeback?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Broadly speaking, there are two main types of equity investing – growth and value investing. Yet what are the differences between […]
Posted in Investments
How interest rates affect house prices
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The Bank of England sets the “base rate” for the UK; that is, the “cost” of borrowing money for the government. […]
Posted in Financial Planning
Are you getting the best workplace pension?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Since the Pensions Act 2008, employers in the UK must put employees on a workplace pension (via auto enrolment). Yet the […]
Posted in Pensions
Why is the UK Government spending even more?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The Chancellor’s recent Autumn Budget contained a pledge to spend an extra £150bn over the coming years. This might come as […]
Posted in Blog
The state of Buy-to-Let after the Autumn Budget
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Buy-to-Let was not explicitly mentioned in the 2021 Autumn Budget, but it does contain some important information for landlords. In this […]
Posted in Financial Planning
Is buying the dip a good investment strategy?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. You may have heard the phrase in investing: “buy low and sell high”. Yet what does this mean, exactly, and is […]
Posted in Investments
Pension age rising to 57
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Life expectancy in the UK has been rising since the 19th century. A man born in 1841 might only live until […]
Posted in Pensions