Financial Planning

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. National Insurance is often misunderstood even by longstanding UK taxpayers. Whilst you may intuitively grasp your income tax (e.g. 20% at […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Over-50s life insurance offers a lump sum to people aged 50 to 85 when they die. Yet it is worth it? […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. In November 2022, the Chancellor released his Autumn Statement – announcing a range of tax changes that would start coming into […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The last two years have been highly eventful for investors. The COVID-19 pandemic and brief market crash in 2020; faltering global […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mental health is, rightly, increasingly recognised as an important aspect of wellbeing to maintain. It helps with our overall mood, reduces […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. British households spend, on average, £740 more in December compared to about £2,400 in other months – primarily to pay for […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The recent Mini-Budget has certainly stirred a reaction; admittedly, much of it negative. Yet the announcements do contain some good news […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Some analysts are forecasting a looming UK recession in 2022. Others are going further and predicting a depression. What are the […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. On Thursday 22 September 2022, just prior to the Chancellor’s publication of the new Mini-Budget, the Bank of England (BoE) announced […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The Chancellor’s new “Mini-Budget” is perhaps poorly named given the shake-up it has caused in the tax system and financial markets. […]