Financial Planning

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Each tax year, a UK resident is usually entitled to put up to £40,000 into his/her pension(s) – or, up to […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. How should you “spread out” your investments? Many people recognise that it is very risky to put all of your eggs […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Everything seems to be getting more expensive in 2022. The energy price cap stood at £1,277 in October 2021, yet it […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Is your tax bill higher than it needs to be? As many as 1 in 6 people pay more to HMRC […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Private school in the UK is certainly not cheap. In 2022, average fees are £4,980 per term, or £14,940 per school […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Liz Truss, one of the two remaining Conservative leadership (and Prime Minister) candidates, has promised a review of inheritance tax (IHT) […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Did you know that, since the 1970s, low interest rates (under 5%) have not been the norm? Many have enjoyed and […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK now has its highest tax burden in 70 years. With inflation also now at 9%, putting further financial pressure […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK’s base rate now stands at 1.25%; the 5th rise by the Bank of England (BoE) since late 2021. This […]

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. After a long career paying taxes, it is understandable to want to reduce your liability as much as possible in retirement. […]