Author: Phil
Helping refugees and your financial plan
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Faced with the growing crisis in Ukraine, British people have been asked to take Ukrainian refugees into their homes. At present, […]
Posted in Financial Planning
Key takeaways from the Spring Statement, 2022
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. In “normal” times, the Spring Statement is usually seen as an update from the Chancellor on the UK economy. Since COVID-19 […]
Posted in Financial Planning
BoE raises to 0.75%: what it means for you
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK is now facing its highest inflation rate since the Falklands War in 1982 – possibly set to reach a […]
Posted in Financial Planning
How to help your children onto the housing ladder
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It’s no secret that house prices are running away from wages, making it difficult for younger people to get onto the […]
Posted in Financial Planning
4 tips for first-time buyers
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Are you looking to buy your first home? Welcome to an exciting (yet complicated) new chapter of your life! Getting a […]
Posted in Financial Planning
How to shield your finances from inflation
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Inflation is often called the “silent killer” of wealth and finances. This is because it erodes the spending power of your […]
Posted in Financial Planning
4 Ways to reduce an income tax bill
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Broadly speaking, you can increase your disposable income in two main ways: spending more and earning more. The latter, however, can […]
Posted in Financial Planning
A guide to the Lifetime Allowance in 2022
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Did you know there is a limit to how much you can save into a pension? This is called the Lifetime […]
Posted in Pensions
2021 tax rises: how to protect your finances
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK has recently entered its highest tax burden in 70 years, following the Chancellor’s 2021 Autumn Budget. This comes at […]
Posted in Financial Planning
Is value investing making a comeback?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Broadly speaking, there are two main types of equity investing – growth and value investing. Yet what are the differences between […]
Posted in Investments