Author: Phil
Inflation and your investments: a short guide
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Inflation is often called the “silent killer” of investments. This is because it erodes the “real value” of your wealth over […]
Posted in Investments
How to reduce your tax liability in retirement
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. After a long career paying taxes, it is understandable to want to reduce your liability as much as possible in retirement. […]
Posted in Financial Planning
Market uncertainty 2022: stay invested
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. 2022 has been a difficult year for stock market investors. Since January, the S&P 500 is down nearly 20% since its […]
Posted in Investments
Energy costs to rise in October – what it means for you
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It is no secret that gas and electricity are getting more expensive. Indeed, Ofgem – the UK’s energy regulator – recently […]
Posted in Financial Planning
Important Market Update: May 2022
So far, at the start of the 2nd quarter of 2022, it remains tough for Equity and Fixed Income markets with negative returns generally across the board. Markets have been shaken by the combination of fears of faster than expected interest rate rises, increased levels of inflation and, of course, the tragic war in Ukraine. […]
Posted in Investments
How a financial planner can help business owners
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Business owners have faced challenging times lately, especially since COVID-19 caused such huge disruption from 2020. Keeping your company finances on-track […]
Posted in Financial Planning
Can I fund my retirement using Buy to Lets?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of building a property portfolio – to bring in a retirement income via rents – is often very attractive. […]
Posted in Pensions
4 ideas to grow your wealth in 2022
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Wealth – or financial assets – are important means to your life goals. Whether you want to retire early, travel the […]
Posted in Financial Planning
How to cope during market volatility
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What should you do if you suddenly see your portfolio fall dramatically in value (during a stock market crash, or “bear […]
Posted in Investments
Will your pension achieve a comfortable retirement?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. How much do you need to retire comfortably? £20,000, £30,000 or perhaps more? Naturally, a large part of the answer depends […]
Posted in Pensions