Archives
5 Wealth Management Tips for Widows and Widowers
Losing a spouse is one of the toughest experiences you’ll face. You aren’t thinking straight, you’re overwhelmed, and even if you think you’re dealing with it well, you won’t be in a position to make the best financial decisions. Unfortunately, many widows and widowers don’t realise this and commit to large purchases whilst in the […]
Posted in Financial Planning
Starting a Pension if You’re Self Employed
Pensions are the lifeblood of your retirement but unfortunately, self-employed people tend to disregard them. This is problematic in many ways, primarily because if you work for yourself, you don’t have workplace pension contributions in place. This means organising a personal pension is hugely important, but how do you start? This article will explain everything […]
Posted in Financial Planning, Pensions
Stick or Twist – Should I Fix My Mortgage or Wait for Better Rates?
Interest rates have finally fallen, and mortgage rates are beginning to fall as a result. However, is it wise to wait for better deals in the future, or should you take advantage of lower rates now and fix your mortgage ASAP? This article will answer these questions and more so you can fully understand what […]
Posted in Mortgage
How to Focus on What You Can Control with Your Investments Copy
Every investor thinks they can beat the market and unfortunately, many of them fail. This is largely because they do much with their investments which feels like being productive but actually reduces the chances of high returns. In this article, we’ll explain how to focus on what you can control with your investments. The goal […]
Posted in Investments
When and Why to Remortgage
Your mortgage is probably your largest monthly expense and while it’s financially prudent to own a property, you should ensure your deal is the best it can be. In this article, we’ll explain the fine art of the remortgage. Helping you understand when and why to explore your options, we’ll enable you to reduce your […]
Posted in Mortgage
Tips and Predictions for Labour’s October Budget
Labour will announce its first UK budget on October 30th and Keir Starmer has repeatedly stated how tough it will be. But what does this mean, what will they change, and how will it affect you? This article will deliver a series of tips and predictions for the upcoming UK budget. Using our vast expertise, […]
Posted in Financial Planning
How to Beat The 60% Tax Trap
If you’re a higher-rate taxpayer, you might fall into a 60% tax bracket without realising it. However, there are several ways to avoid paying more tax than you bargained for, which we’ll discuss in this article. Let’s jump in with an important question. What is the 60% tax trap? The 60% tax rate is […]
Posted in Financial Planning
Pension Tasks to Tackle Right Now
With rising life expectancies, higher retirement ages, and fewer workplace pension schemes, the onus is on individuals to boost their pension savings. Unfortunately, however, too many people treat their pension as an afterthought and don’t save enough for a happy retirement. In this article, we’ll teach you the most pressing pension tasks to tackle now. […]
Posted in Financial Planning, Pensions, Retirement Planning
Four Ways to Pay Your Mortgage Off Faster
Ask anybody and they’ll tell you that owning a property is incredibly important. However, most people spend tens of thousands of pounds on mortgage interest payments, which is money that could be saved for something useful or exciting. This article will discuss what you need to pay your mortgage faster. With four tips to help […]
Posted in Mortgage
Manage Your Wealth and Save Time as a High Earner
Wealth management can be difficult if you earn upwards of six figures. Your finances are much more complex than most people, and it can take a lot of time to make sense of it all. This article will explain how to save time and manage your wealth more effectively. From reducing tax liabilities to looking […]
Posted in Financial Planning