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How do investment platforms work?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice please consult us here at Elmfield Financial Planning in Padiham, Burnley, Lancashire. Where do you go if you want to invest in stocks, funds and other assets (e.g. commodities or […]
Posted in Investments
Should I save or invest on my child’s behalf?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The decision about whether to set money aside on your child’s behalf is a deeply personal one. Famous investor Warren Buffett, […]
Posted in Investments
How to link your pension & IHT plan
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Typically, people start thinking about their pension years before they consider their inheritance tax (IHT) plan. Whilst this is better than […]
Posted in Pensions
2021 – should you remortgage before rates rise?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mortgage rates are at an historic low in 2021. The Bank of England (BoE) base rate currently sits at 0.10% – […]
Posted in Financial Planning
The Government’s “pension tax raid”, explained
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. You may have noticed some recent news headlines mentioning a planned “pensions tax raid” by the UK government. Such language is […]
Posted in Pensions
Rising inflation and your investment strategy
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The cost of living never stands still. Goods and services usually rise in price over time (inflation) or, sometimes, go down […]
Posted in Financial Planning
How to get your spouse on board with a financial plan
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Talking to your spouse about money can be extremely difficult for a lot of couples. We all grow up with different […]
Posted in Financial Planning
Tax tips for Buy To Let landlords
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Buy To Let has been a popular investment choice for many people in the UK for years. Lately, however, property investors […]
Posted in Financial Planning
Tracker vs. active funds when investing
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. As an investor there is a wide range of choice open to you when deciding where to put money. First of […]
Posted in Investments
Pension planning: 4 pitfalls to avoid
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. When it comes to retirement planning, pensions are almost always going to be a crucial tool – especially due to their […]
Posted in Pensions