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Your rights if a company pension scheme fails
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What happens to your pension if your former employer goes bankrupt? Does it simply vanish? In this article, our financial planners […]
Posted in Pensions
How to navigate inheritance tax in 2022
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Liz Truss, one of the two remaining Conservative leadership (and Prime Minister) candidates, has promised a review of inheritance tax (IHT) […]
Posted in Financial Planning
Are high interest rates and inflation here to stay?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Did you know that, since the 1970s, low interest rates (under 5%) have not been the norm? Many have enjoyed and […]
Posted in Financial Planning
Are dividends the answer to rising inflation?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Are dividends a good hedge against inflation? With the CPI (Consumer Price Index) standing at 9% in April 2022, many investors […]
Posted in Investments
How the UK tax landscape has changed
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK now has its highest tax burden in 70 years. With inflation also now at 9%, putting further financial pressure […]
Posted in Financial Planning
What is the state of Buy To Let in 2022?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Since 2020, it has arguably become harder to be a landlord. First, there was the Eviction Ban which, although protecting tenants […]
Posted in Investments
Interest rates: new changes & how they affect you
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK’s base rate now stands at 1.25%; the 5th rise by the Bank of England (BoE) since late 2021. This […]
Posted in Financial Planning
Inflation and your investments: a short guide
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Inflation is often called the “silent killer” of investments. This is because it erodes the “real value” of your wealth over […]
Posted in Investments
How to reduce your tax liability in retirement
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. After a long career paying taxes, it is understandable to want to reduce your liability as much as possible in retirement. […]
Posted in Financial Planning
Market uncertainty 2022: stay invested
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. 2022 has been a difficult year for stock market investors. Since January, the S&P 500 is down nearly 20% since its […]
Posted in Investments