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Financial planning and your wellbeing
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Mental health is, rightly, increasingly recognised as an important aspect of wellbeing to maintain. It helps with our overall mood, reduces […]
Posted in Financial Planning
How to save effectively for the future
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Would you like to feel calmer about money? A key step to achieve this is to save. Having a store of […]
Posted in Investments
Is early retirement a good idea?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Early retirement is a deeply-held dream for many people. Yet in 2023, the rising cost of living has brought that ambition […]
Posted in Pensions
Should you buy “cheap” stocks?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Most of us enjoy the feeling of finding a bargain, especially for something we hold in high value (e.g. an antique). […]
Posted in Investments
6 December money tips to avoid problems in 2023
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. British households spend, on average, £740 more in December compared to about £2,400 in other months – primarily to pay for […]
Posted in Financial Planning
Buy to Let profits squeezed – what are landlords’ options?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. 2022 is providing to be a challenging year for many landlords. Tightening regulation (such as removing buy to let mortgage interest […]
Posted in Investments
How to avoid running out of pension money
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of living off your savings in retirement can feel intimidating. Throughout your adult life, you have likely relied on […]
Posted in Pensions
Stock picking vs. investing in funds
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Should you invest money in funds (e.g. an index fund) or pick stocks individually yourself? Many people like the idea of […]
Posted in Blog
How the State Pension triple lock works
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Lately, the “triple lock” system has come under doubt as the UK government grapples with the rising cost of the State […]
Posted in Blog
What is the role of cash in a financial plan?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It is certainly possible to hold too little cash in savings. Yet it can also be possible to hold too much […]
Posted in Blog