Author: Phil
The Government’s “pension tax raid”, explained
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. You may have noticed some recent news headlines mentioning a planned “pensions tax raid” by the UK government. Such language is […]
Posted in Pensions
Rising inflation and your investment strategy
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The cost of living never stands still. Goods and services usually rise in price over time (inflation) or, sometimes, go down […]
Posted in Financial Planning
How to get your spouse on board with a financial plan
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Talking to your spouse about money can be extremely difficult for a lot of couples. We all grow up with different […]
Posted in Financial Planning
Tax tips for Buy To Let landlords
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Buy To Let has been a popular investment choice for many people in the UK for years. Lately, however, property investors […]
Posted in Financial Planning
Tracker vs. active funds when investing
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. As an investor there is a wide range of choice open to you when deciding where to put money. First of […]
Posted in Investments
Pension planning: 4 pitfalls to avoid
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. When it comes to retirement planning, pensions are almost always going to be a crucial tool – especially due to their […]
Posted in Pensions
10 ways to save on tax in 2021-22
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. We should all pay our fair share to society. Yet none of us should pay more than necessary on tax, especially […]
Posted in Financial Planning
Self-employed: choose an ISA or pension?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Working for yourself carries many benefits, including the freedom to work when and where you choose. Yet one disadvantage is that […]
Posted in Pensions
The case for investing around the world
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Investors typically have a “home bias” when it comes to their portfolio. In the UK, the average investor holds around 50% […]
Posted in Investments
How to give children a financial education
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Our children learn many subjects at school. English, Science and Maths feature prominently in the curriculum – presumably because these will […]
Posted in Blog