Author: Lloyd Kafton
When and Why to Remortgage
Your mortgage is probably your largest monthly expense and while it’s financially prudent to own a property, you should ensure your deal is the best it can be. In this article, we’ll explain the fine art of the remortgage. Helping you understand when and why to explore your options, we’ll enable you to reduce your […]
Posted in Mortgage
Tips and Predictions for Labour’s October Budget
Labour will announce its first UK budget on October 30th and Keir Starmer has repeatedly stated how tough it will be. But what does this mean, what will they change, and how will it affect you? This article will deliver a series of tips and predictions for the upcoming UK budget. Using our vast expertise, […]
Posted in Financial Planning
How to Beat The 60% Tax Trap
If you’re a higher-rate taxpayer, you might fall into a 60% tax bracket without realising it. However, there are several ways to avoid paying more tax than you bargained for, which we’ll discuss in this article. Let’s jump in with an important question. What is the 60% tax trap? The 60% tax rate is […]
Posted in Financial Planning
Pension Tasks to Tackle Right Now
With rising life expectancies, higher retirement ages, and fewer workplace pension schemes, the onus is on individuals to boost their pension savings. Unfortunately, however, too many people treat their pension as an afterthought and don’t save enough for a happy retirement. In this article, we’ll teach you the most pressing pension tasks to tackle now. […]
Posted in Financial Planning, Pensions, Retirement Planning
Four Ways to Pay Your Mortgage Off Faster
Ask anybody and they’ll tell you that owning a property is incredibly important. However, most people spend tens of thousands of pounds on mortgage interest payments, which is money that could be saved for something useful or exciting. This article will discuss what you need to pay your mortgage faster. With four tips to help […]
Posted in Mortgage
Manage Your Wealth and Save Time as a High Earner
Wealth management can be difficult if you earn upwards of six figures. Your finances are much more complex than most people, and it can take a lot of time to make sense of it all. This article will explain how to save time and manage your wealth more effectively. From reducing tax liabilities to looking […]
Posted in Financial Planning
Riding Out Volatile Markets With Your Investments
Investing is a long game and you should build your portfolio to grow over decades rather than months. However, even the most hardened investors find themselves panicking at the sight of market volatility, so how do you ride it out? This article will provide five strategies to help you navigate volatile markets. By giving you […]
Posted in Financial Planning, Investments
Why Your Retirement Income Might Be More Than You Think
Everybody is different, so everybody’s retirement lifestyle will be different, too. By planning what you want from later life and how much money you’ll need, you can learn how to build a life you’re happy with when you retire. This article will help you understand how to figure out your perfect retirement and the steps […]
Posted in Retirement Planning
What Will Happen To Mortgage Rates In The Next Five Years?
Inflation has continued to spike in the past decade, but in May 2024, the Bank of England achieved their goal of reducing it to 2%. These new levels will have implications for interest rates, which affect everything from your savings to your everyday costs, and of course, your mortgage. This article will explore the changes […]
Posted in Mortgage
Savings vs Investments: Where To Keep Your Money
Choosing between savings and investments is a common issue and one that requires a bit of nuance. Not every solution suits every person, and both have their own set of pros and cons. From appealing interest rates to which approach will serve you best, what wealth managers think, and more, this article will explore the […]
Posted in Financial Planning, Investments