Author: Dean
A Quick, Simple Guide To Annuities
To understand “annuities”, you first need to know that broadly speaking, there are two types of workplace pension. The first is a “defined benefit” (or “final salary”) pension, which gives you an annual income from your employer once you retire. The amount you get is usually based on factors such as how long […]
Posted in Blog
How To Sort Your Finances After A Divorce: 8 Tips
Divorce is almost never pleasant. People often feel that there’s enough emotional upheaval going on, without bringing money and finances into the picture. Yet bring them in, you must. Your financial position following a divorce is hugely important, as it will affect your lifestyle, income and expenditure for years to come. If you have […]
Posted in Financial Planning
Should You Pay Off Your Student Loan Early?
Higher education fees and student debt have both risen in the UK. Since most of us are taught that debt in general is bad, shouldn’t you pass off student debts early if you can? In this article, we’re going to look carefully at that question, and suggest you should not. This is […]
Posted in Financial Planning
5 Great Investment Types You’ll Want To Consider
Whether you’re new to investing or a seasoned veteran, it helps to review investment options which you might want to include in your portfolio. There are many different types, each with their distinct pros and cons. There are also different styles of investing. These can be more or less appropriate for you depending […]
Posted in Investments
Understanding Your Payslip: A Guide To Income Tax & National Insurance
Perhaps it’s your first job, or maybe you’ve got decades of employment experience behind you. It helps to know how pay works, and how it relates to tax, national insurance and contracts. For employed people, you usually get a payslip each month outlining your gross pay (before tax and deductions) and net pay […]
Posted in Financial Planning
Looking To Remortgage? Read Our Simple Guide
It can be intimidating to think about remortgaging, but consider how much you stand to potentially gain through a better deal… With your mortgage likely being your largest financial commitment, many people potentially stand to gain tens of thousands of pounds over the course of their mortgage term by switching deals. Perhaps […]
Posted in Financial Planning
Maternity & Paternity: Get The Best Deal For Your Family
Life is both tremendously exciting and stressful when you are about to have a baby. Feeling confused about maternity and paternity leave often adds to the latter. In this article, we’re providing a simple, easy guide to parental leave to help you navigate this amazing, yet complicated time of your life. We also will be […]
Posted in Financial Planning
First Time Buyer? 6 Tips To Finding The Best Mortgage
Finding a great mortgage can save you hundreds in the short term, and thousands in the medium to long term. The trick is finding the right deal, which can frankly be overwhelming. Especially if you are a first time buyer with little experience in the housing market. In this article, we’re sharing 6 tips to […]
Posted in Financial Planning
So Many Pension Types! A Simple, Jargon-Busting Guide
Trying to sort out your pension can be intimidating. First of all, there are many types of pension, with different rules and ways of working. Then, there is a sea of complicated terms and phrases used within the pensions industry, many of which are hard to understand. How do you even begin to find your […]
Posted in Pensions
7 Crucial Tips If You’re Considering Life Insurance
Life insurance is one of the most effective ways to protect your loved ones, in the event the worst happens to you. Unfortunately, it’s easy to make costly mistakes with life insurance – paying thousands more than necessary, often for features you do not need. It’s important to bear in mind that there is no […]
Posted in Financial Planning