Financial Planning

 

BoE raises to 0.75%: what it means for you

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK is now facing its highest inflation rate since the Falklands War in 1982 – possibly set to reach a […]
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How to help your children onto the housing ladder

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. It’s no secret that house prices are running away from wages, making it difficult for younger people to get onto the […]
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4 tips for first-time buyers

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Are you looking to buy your first home? Welcome to an exciting (yet complicated) new chapter of your life! Getting a […]
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How to shield your finances from inflation

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Inflation is often called the “silent killer” of wealth and finances. This is because it erodes the spending power of your […]
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4 Ways to reduce an income tax bill

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Broadly speaking, you can increase your disposable income in two main ways: spending more and earning more. The latter, however, can […]
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The pros & cons of shared home ownership

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. House prices are, bluntly, eye-wateringly expensive today. In September 2021, the average UK house stood at £270,000; £28,000 higher than the […]
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Recession? How to shield your finances

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The world has been through a tough few years with COVID-19. Despite the damage caused by the pandemic, western economies have […]
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Can self-employment help you save on tax?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of “striking out alone” – working for yourself – is highly appealing to many people. No more boss to […]
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2021 tax rises: how to protect your finances

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The UK has recently entered its highest tax burden in 70 years, following the Chancellor’s 2021 Autumn Budget. This comes at […]
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How interest rates affect house prices

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The Bank of England sets the “base rate” for the UK; that is, the “cost” of borrowing money for the government. […]
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