Investments
Is now the right time to invest in the stock market?
There is no simple answer to this question because while it may be the right time today, will it be the right time tomorrow? As we mentioned in one of our earlier articles, many believe the stock market looks forward at least nine months, so the financial headlines today may not necessarily correlate to future […]
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How do stock markets perform in times of recession and growing economies?
At first glance, you would probably assume that markets go down in times of recession and up when economies grow. In theory, this is correct but not necessarily on the timescale you might expect, and the performance in times of recession and economic growth can be very different. Let’s explain. How do stock markets […]
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Importance Of Diversification On Your Investments
Ironically, the true value of diversification only becomes relevant when it is too late. Seen by some as an overly pessimistic or passive approach to investment, ignore it at your peril. While nobody is suggesting you shouldn’t consider or act on opportunities before you, your core approach should be balanced and long-term. We will now […]
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The Benefits of Discretionary Portfolio Management
Investing is a complex undertaking, but there are certain methods to maximise your rewards with minimal effort on your part. Discretionary portfolio management (DFM) is a popular tool to help investors achieve this, but what are the benefits of the approach? Let’s start with a definition of DFM before exploring some of the reasons to […]
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Benefits of Investing for the Longer Term
The phrase “longer-term” is subjective, as you will see if you search the Internet. Some people believe that a longer-term investment is something held for more than a year, others five years, others ten years and more. However, the concept of investing for the long term remains intact no matter the time period. If you […]
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Wealth Management: Asset Allocation and Diversification
Asset allocation is part of the top-down approach to wealth management, leading to investment in individual countries, sectors, etc. As we will cover in a moment, selecting the correct asset allocation is crucial in the short, medium and long-term and will significantly impact returns. We will now look at the different asset classes and how […]
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Impact investing: a short guide
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Are you looking for your investments to have a more positive impact on the environment and wider society? Impact investing is […]
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2023 prize rate rise – are Premium Bonds worth it?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The debate between cash savings and Premium Bonds has raged for some time. Yet, with the prize draw now at its […]
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How to save effectively for the future
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Would you like to feel calmer about money? A key step to achieve this is to save. Having a store of […]
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Should you buy “cheap” stocks?
This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Most of us enjoy the feeling of finding a bargain, especially for something we hold in high value (e.g. an antique). […]
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