Monthly Archives: March 2026
Why Statutory Sick Pay Still Isn’t Enough in 2026 And What Income Protection Really Does
Statutory Sick Pay is changing from April 2026. The weekly rate will rise to £123.25, the lower earnings threshold will be removed, and payments will begin on the first full day of sickness absence rather than the fourth. At first glance, that sounds like progress. But when you compare £123.25 a week to the reality […]
Posted in Insurance
Semi-Commercial Property in 2026: What the Market Looks Like Right Now
Commercial property is starting to come back into investor conversations after a quieter period during the sharp rise in interest rates. A Savills report expects around £55 billion of UK commercial property investment in 2026, slightly higher than 2025 levels. Rightmove also reported that investment demand for commercial property was 28% higher year on year […]
Posted in Mortgage
How HMRC Can Access Your Financial Data (And Why Keeping Good Records Matters)
HMRC has always had the ability to request financial information when checking someone’s tax position. But since 2021, it has gained a power that many taxpayers are still unaware of. Under the Finance Act 2021, HMRC can request information directly from certain financial institutions without the taxpayer’s prior approval. For investors and higher earners, it’s […]
Posted in Financial Planning
Why People Don’t Trust Pensions And Why Ignoring Yours Could Cost You
Unfortunately, for many people, pensions don’t have the best reputation. A recent survey in the FT Adviser found that, out of 2,000 people questioned, only 3.8% said they trust the pensions industry “a lot.” That’s a striking number. It helps explain why many people treat their pension like a dusty folder they’d rather not open. […]
Posted in Pensions, Retirement Planning