Pensions

 

What is the future of the lifetime allowance?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The lifetime allowance (LTA) was, until recently, a “cap” on the total value that you could hold in your pensions without […]
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Have we now reached “peak retirement”?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Is Britain poised to enter a “golden era” of retirement, or have these days already passed? With people living longer compared […]
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Is early retirement a good idea?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Early retirement is a deeply-held dream for many people. Yet in 2023, the rising cost of living has brought that ambition […]
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How to avoid running out of pension money

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of living off your savings in retirement can feel intimidating. Throughout your adult life, you have likely relied on […]
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Your rights if a company pension scheme fails

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. What happens to your pension if your former employer goes bankrupt? Does it simply vanish? In this article, our financial planners […]
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Can I fund my retirement using Buy to Lets?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. The idea of building a property portfolio – to bring in a retirement income via rents – is often very attractive. […]
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Will your pension achieve a comfortable retirement?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. How much do you need to retire comfortably? £20,000, £30,000 or perhaps more? Naturally, a large part of the answer depends […]
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A guide to the Lifetime Allowance in 2022

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Did you know there is a limit to how much you can save into a pension? This is called the Lifetime […]
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Use your pension allowance before April 2022

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Are you set to get the best tax saving this year, and also to maximise your future retirement income? Making full […]
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Are you getting the best workplace pension?

This content is for information and inspiration purposes only. It should not be taken as financial or investment advice. To receive personalised, regulated financial advice regarding your affairs please consult an independent financial adviser. Since the Pensions Act 2008, employers in the UK must put employees on a workplace pension (via auto enrolment). Yet the […]
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