Investments
Is Your Portfolio Ready for 2026? What to Do Before Markets Get Moving
The start of a new year is one of the few moments when markets are relatively calm and investors still have time on their side. In early January 2026, the FTSE 100 pushed through the 10,000 mark for the first time, closing at a record high after a strong run through 2025. That kind of […]
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The ISA Rule Change Coming in 2027 And What It Means for Your Savings
A major ISA shift is scheduled for April 2027, and it will matter to anyone under 65 who prefers to keep the bulk of their allowance in cash. From that date, only £12,000 of the annual £20,000 allowance can be paid into a cash ISA. Anything beyond that will need to go into an investment-type […]
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How Spreading Investments Too Thin Could Be Slowing You Down
Diversification is one of the most repeated pieces of investment advice, and for good reason. But here’s the part that rarely gets mentioned: too much diversification can actually hold you back. Instead of boosting performance or reducing risk, overdoing it can lead to a bloated portfolio that’s confusing, inefficient, and ultimately less effective. The […]
Posted in Financial Planning, Investments
Is Your Portfolio Ready for a High-Interest World?
It wasn’t that long ago that interest rates were barely a blip, close to zero and easy to ignore. Fast-forward to 2025 and the picture looks very different. Rates are now meaningfully higher, and although the Bank of England recently trimmed the base rate to 4.25%, it’s still a world apart from what we […]
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Trump’s Tariffs and Market Volatility: Why Multi-Asset Funds Still Win
Another Trump presidency. More talk of tariffs. And once again, investors are asking the big question: what does this mean for my money? The headlines are noisy, the market reactions are swift and while panic might feel like a natural response, it rarely leads to good outcomes. In times like these, calm and clarity win. […]
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Should You Chase the Next Big Investment Trend?
Why Investors Chase Trends Cryptocurrency booms, meme stocks, AI-driven companies and green energy surges… what next? The investment world is full of buzzworthy trends, and the idea of jumping on a high-growth opportunity is appealing. The fear of missing out can drive investors to make impulsive decisions. But is following trends a reliable way to […]
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Why Doing Nothing Could Be The Best Investment Strategy
Doing nothing might sound like terrible financial advice, but when it comes to the investment game, it could be the best advice there is. Of course, doing nothing comes after you get your strategy off and running, but in this article, we’ll explore the benefits of a hands-off approach for your investment portfolio. We’ll also […]
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What is an Investment Philosophy and How Do You Choose One?
Investing isn’t something you do without preparation and careful planning. The most successful investors therefore have their own investment philosophy which is tailored to their attitude to risk, what they want to invest in, and their overall goals. This article will explain what an investment philosophy is, provide some different examples of investment philosophies, and […]
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The Role of Sustainable Investing in 2025
Sustainability is a hot topic as world leaders and businesses try to hit net-zero targets. This has inevitably impacted the investment market in many ways, which this article will explore. From the momentum it’s gained in recent years to regulatory changes and growing consumer demand, we’ll see what 2025 holds for sustainable investments and how […]
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What 2025 Could Mean For Your Wealth: Politics, Global Markets, Inflation, and More
2025 looks set to be a pivotal year for the global economy for many reasons. From a unique political landscape to shifting environmental factors and economic structures, this article will explore some of the key economic challenges of 2025 and how to tackle them. Key Economic Challenges for 2025 Inflation Inflation can reduce […]
Posted in Financial Planning, Investments