Financial Planning
The Budget, Inheritance Tax, and Your Pension
The biggest pension bombshell of the Budget came in the form of an IHT (inheritance tax) announcement. It states that as of April 6th, 2027, inherited pension funds will be liable to IHT, so some savers will have to rethink their retirement planning. In this article, we’ll explore the changes and explain who will be […]
Posted in Financial Planning, IHT Planning, Pensions, Retirement Planning
Can You Trust Social Media Investment Advice?
The digital world is where people of all ages spend lots of their free time. Whether it’s browsing Facebook for neighbourhood gossip, getting dinner recipes from Instagram or TikTok, or finding something to argue about on Twitter, we’re all guilty of spending a bit too long online. This has led to an increase in social […]
Posted in Financial Planning, Investments
5 Wealth Management Tips for Widows and Widowers
Losing a spouse is one of the toughest experiences you’ll face. You aren’t thinking straight, you’re overwhelmed, and even if you think you’re dealing with it well, you won’t be in a position to make the best financial decisions. Unfortunately, many widows and widowers don’t realise this and commit to large purchases whilst in the […]
Posted in Financial Planning
Starting a Pension if You’re Self Employed
Pensions are the lifeblood of your retirement but unfortunately, self-employed people tend to disregard them. This is problematic in many ways, primarily because if you work for yourself, you don’t have workplace pension contributions in place. This means organising a personal pension is hugely important, but how do you start? This article will explain everything […]
Posted in Financial Planning, Pensions
Tips and Predictions for Labour’s October Budget
Labour will announce its first UK budget on October 30th and Keir Starmer has repeatedly stated how tough it will be. But what does this mean, what will they change, and how will it affect you? This article will deliver a series of tips and predictions for the upcoming UK budget. Using our vast expertise, […]
Posted in Financial Planning
How to Beat The 60% Tax Trap
If you’re a higher-rate taxpayer, you might fall into a 60% tax bracket without realising it. However, there are several ways to avoid paying more tax than you bargained for, which we’ll discuss in this article. Let’s jump in with an important question. What is the 60% tax trap? The 60% tax rate is […]
Posted in Financial Planning
Pension Tasks to Tackle Right Now
With rising life expectancies, higher retirement ages, and fewer workplace pension schemes, the onus is on individuals to boost their pension savings. Unfortunately, however, too many people treat their pension as an afterthought and don’t save enough for a happy retirement. In this article, we’ll teach you the most pressing pension tasks to tackle now. […]
Posted in Financial Planning, Pensions, Retirement Planning
Manage Your Wealth and Save Time as a High Earner
Wealth management can be difficult if you earn upwards of six figures. Your finances are much more complex than most people, and it can take a lot of time to make sense of it all. This article will explain how to save time and manage your wealth more effectively. From reducing tax liabilities to looking […]
Posted in Financial Planning
Riding Out Volatile Markets With Your Investments
Investing is a long game and you should build your portfolio to grow over decades rather than months. However, even the most hardened investors find themselves panicking at the sight of market volatility, so how do you ride it out? This article will provide five strategies to help you navigate volatile markets. By giving you […]
Posted in Financial Planning, Investments
Savings vs Investments: Where To Keep Your Money
Choosing between savings and investments is a common issue and one that requires a bit of nuance. Not every solution suits every person, and both have their own set of pros and cons. From appealing interest rates to which approach will serve you best, what wealth managers think, and more, this article will explore the […]
Posted in Financial Planning, Investments