Mortgage

Even though UK base rates continue to rise, with many suggesting a short-term peak of 5.5%, private landlords are turning more positive on the rental market. While the cost of buy-to-let finance is increasing, in line with the general mortgage market, other issues are impacting demand for rental property. Amid a challenging property market, seeing […]

Research by UK Finance shows about 800,000 fixed-rate mortgages are due for expiry before the end of 2023 and a further 1.6 million by the end of 2024. Many homeowners will face an increase in comparable fixed-rate terms as UK base rates have risen from just 0.1% in November 2021 to the current rate of […]

There is fear and concern in equal measures, with many people struggling to make ends meet as inflation pushes the cost of living higher. This is most acute amongst those facing retirement and limited income, even though many have a home without a mortgage. Forced to consider alternatives, more people are now looking to release […]

There is uncertainty regarding interest rate and inflation which has led to a range of different forecasts for the UK housing market in the short to medium-term. This has placed first-time buyers in a challenging situation, looking to benefit from falling house prices but uncertain about the type of mortgage to consider. While important to […]