Author: Dean

 

5 Tips to Reduce Your Retirement Age

The desire to retire early is a common goal amongst our clients. Perhaps they would like to spend more time with family, or travelling the world while they are still healthy enough to enjoy it. A world of options opens up at retirement, and it’s important to ensure that you can not only cope financially, […]
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Should I Invest in a Holiday Home?

With the colder months rapidly approaching, it can be tempting to daydream about a bolthole in the sun. A peaceful sanctuary for the winter months, and a lucrative rental asset for the summer. While this may be a dream come true, there are a number of practicalities to consider, and it certainly isn’t for everyone. […]
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How to Start Your Own Financial Education

Everything you could ever want to know about money is available online, but where do you start? Depending on the source (and any vested interest they might have) the most important priority could be paying off debt, investing in property, or saving as much as possible for retirement. Some swear by investing in Bitcoin, and […]
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Auto-enrolment: How It Works and Affects You

In 2012, the government introduced a new regime for workplace pensions. Prior to this, there was no requirement for an employer to contribute to their staff’s pension scheme, although they were required to provide access to a pension. Since 2018, all businesses in the UK are subject to the rules, as all eligible employees must […]
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Understanding the State Pension: 4 Crucial Tips

In 2019-20, the maximum new state pension amounts to about £8,767.20 per year (£168.60 a week) – quite a significant sum towards helping fund your retirement lifestyle. Of course, it’s easy to assume that you will get the same amount from the government as everyone else when you retire. Yet this is not necessarily the […]
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A Short Guide to Personal “Cashflow” Planning

When you hear the phrase “cashflow planning”, a common image which springs to mind is that of an accountant bent over spreadsheets in a large corporation. It is perhaps less common to think of ordinary people and couples in their 30s, 40s or 50s trying to figure out how much money they will need to […]
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Improving vs. Moving: Which Earns You More?

Moving home is never a decision based purely on financial interests. Naturally, emotions play a big part as well. Perhaps this is your first home together as a married couple, or maybe it just pains you to think about leaving a neighbourhood where you have made so many friends. Yet finances inevitably play a big […]
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A Short Financial Planning Guide for Women

It might sound strange to modern ears to talk about “financial planning for women”. Yet with earning inequalities still making the headlines and even talk of a “pension gender pay gap” it is important for women that women feel confident in planning their wealth and financial affairs. You might be tempted to think that inequality […]
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4 Reasons You Still Need A Financial Planner In Retirement

If you’re about to enter retirement or have been retired for a few years, it might be tempting to think that financial advice is something you will no longer need. Indeed, many people intuitively feel that the true value of a financial adviser appears earlier in your life, as you are accumulating wealth via investments […]
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A Short Guide To Shareholder Protection

The loss of a shareholder can present a serious problem to a UK limited company. Not only do you potentially lose the advice and direction of one of your owners, but also their equity. Without a solid financial plan in place, a shareholder’s equity typically passes into their estate when they die. This estate, in […]
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