Author: Dean

If you’re about to enter retirement or have been retired for a few years, it might be tempting to think that financial advice is something you will no longer need. Indeed, many people intuitively feel that the true value of a financial adviser appears earlier in your life, as you are accumulating wealth via investments […]

The loss of a shareholder can present a serious problem to a UK limited company. Not only do you potentially lose the advice and direction of one of your owners, but also their equity. Without a solid financial plan in place, a shareholder’s equity typically passes into their estate when they die. This estate, in […]

People think about downsizing for many different reasons. For lots of people approaching 65 and who own their own home, it can be tempting to want to move somewhere smaller and easier for you to manage. Some people think about downsizing due to financial pressures, such as in the event of a reduced household income […]

You could do things yourself when it comes to managing your wealth and finances. You could also try fixing your car on your own, or fixing an electric problem in your house. Some people will be brilliant at doing these sorts of things on their own. For others, it’s a really bad idea which, in […]

We attach great importance to buying a home. After all, this could be the place where you spend the rest of your life, raising a family and later enjoying a well-earned retirement. For most people, getting hold of their dream property will involve taking out a mortgage (unless you are one of the few who […]

Many of us started out in 2019 with a resolution to spend money more sensibly. Perhaps you are largely on track with that goal. Or, as in the case of most people, maybe not! Either way, as we approach the year’s half-way point it is usually a great time to review your spending plan, income […]

Before you invest, it’s important to know how much risk you are prepared to tolerate. After all, there is no such thing as a risk-free investment. There are just gradations of risk and gradations of return probability. If someone approaches you with a proposal for a “high-return, low-risk/risk-free” investment opportunity, then it is almost certainly […]

Becoming a millionaire is neither quick nor easy for most people, and the reality is that the majority of us will never reach millionaire status. Yet it cannot hurt to examine the mindsets, habits and behaviours of people who have attained this status to see if there’s anything we can learn when it comes to […]